annabanana4883 asked:


I’m almost positive I am going to consolidate my student loans from college because the repayment starts soon, and it seems like my best option. I’ve heard that it’s also supposed to raise your credit score immediately. Is this true? How much of an impact does it really make?

Thanks!

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irishman1 asked:


I am getting ready to pay back my Sallie Mae student loans and they are expecting me to pay approximately $500 per month for my private loan. The only other alternative they gave me for a lower monthly payment was the Interest Only option, which I have heard is a horrible choice. Given today’s economic condition and the difficulty of college graduates finding jobs, I don’t know how they can expect people like myself to pay $500 per month. Are there any private consolidation companies out there right now that can significantly lower my monthly payment?

Thank you!

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